HeatPumpRebates.ca by AirZone HVAC ServicesOntario rebate information · Ottawa installation help
Home/Program guide

BETTER HOMES OTTAWA

Better Homes Ottawa financing for home upgrades.

Eligible City of Ottawa homeowners can finance heat pumps and other energy improvements through a loan that is repaid through the property.

Current program informationLast checked October 6, 2026
Best for
Eligible City of Ottawa property owners with a property-tax account.
Energy assessment
Yes. The program includes before-and-after energy assessments.
Before you start
Apply to Better Homes Ottawa before the work begins.
OFFICIAL PROGRAM WEBSITECity of Ottawa / Better Homes Ottawa

Who is it for?

This program is for eligible property owners with a City of Ottawa property-tax account. It is financing, not a general cash rebate.

Current published loan terms.

Term20 years
Fixed interest4.33%
Administration fee4%

The published first-loan minimum is $10,000. The maximum is the lower of $125,000 or 10% of the property’s assessed value. The program confirms the amount available for an individual property.

Apply before the work begins.

Start with the Better Homes Ottawa application. The program includes an energy assessment, quotes and a funding request before approved work is completed.

After the work, a follow-up assessment and completion documents are required.

Heat-pump incentive amount: confirm before relying on it.

The Better Homes Ottawa webpage and its linked heat-pump form currently show different incentive amounts. We are not guessing which amount applies. Ask the program to confirm the current heat-pump incentive for your project.

The published loan terms shown above are separate from this incentive question.

Outside the City of Ottawa?

This municipal financing program does not apply across Ontario. Use the Ontario program finder to check province-wide options.

NEXT STEP

Check the program before you move ahead.

Use the finder for a quick program check, or go directly to the official program source if you are ready to apply.